Plaintiff spent the last five (5) years trying working with Chase in an attempt to modify her loan. During this time, Plaintiff entered into repayment plans and trial modification plans making payments to Chase. Upon completion of a trial modification, Chase informed Plaintiff they could not modify her loan because the home was foreclosed upon five (5) years ago. Plaintiff was shocked.
To make matters worse, Wells Fargo (the owner of the note) did not follow proper procedures to evict Plaintiff by initiating an Unlawful Detainer case, but instead changed the locks on the home and Plaintiff was all of a sudden surprised with a new tenant in the home.
Plaintiff filed her lawsuit to enforce her rights. After the lawsuit was filed, Wells Fargo rescinded the foreclosure.
LAWSUIT IS ONGOING