Having good credit can save you a lot of money. You may have an excellent credit score, but it could be undermined by having inaccurate information on your credit report. It would be unfair for anyone to have their credit score impacted by something that wasn't their fault. Luckily, there is a federal law called the Fair Credit Reporting Act that can help those in this type of situation. What is the Fair Credit Reporting Act? The Fair Credit Reporting Act (FCRA) is a federal law that … [Read more...] about The Fair Credit Reporting Act and How It Affects Your Credit Report
Credit Report Dispute
The Light at the End of the Tunnel: Credit Report Dispute Lawyer Offers Free Legal Advice for Fixing Credit Score
It is Illegal for Credit Bureaus to Ignore Credit Report Dispute Letters Los Angeles, CA - About 1 in 5 credit reports contain errors. This illustrates just how easy it is for consumers credit scores to be misrepresented. It is consequential for consumers because lower credit scores can lead to higher interest rates on loans. And higher interest rate means spending more money, all because the credit bureaus made a mistake. Some examples of credit report errors are: Inaccurate personal … [Read more...] about The Light at the End of the Tunnel: Credit Report Dispute Lawyer Offers Free Legal Advice for Fixing Credit Score
Credit Repair Letters Will Get Credit Bureaus to Fix Credit Report Errors
Credit bureaus are responsible for ensuring complete accuracy on consumers’ credit reports. Any errors found on credit reports can be disputed by sending credit repair letters to the credit reporting agencies. If the agencies leave any errors incorrect by the end of their investigation period, consumers can file a lawsuit against them to get the credit report fixed. The process of getting credit report errors fixed can be daunting and seemingly impossible to achieve. Consumers wondering who to … [Read more...] about Credit Repair Letters Will Get Credit Bureaus to Fix Credit Report Errors
Avoid Credit Repair Companies and Fix Credit Score Yourself
One of the best ways to dispute credit report errors without paying for credit repair companies' services is to write a dispute letter to credit bureaus. This forces the credit bureaus to look at your dispute and fix any errors on your credit report within 30 days. Otherwise, you can file a lawsuit to get the errors corrected if they do not respond within 30 days. Learn how to write a dispute letter or file a lawsuit against the credit bureau from our credit report lawyers today. Get in … [Read more...] about Avoid Credit Repair Companies and Fix Credit Score Yourself
How to Dispute Errors on Your Credit Report [Infographic]
Whenever your credit score takes a hit, you have a higher risk of getting an increase in your interest rates on loans and credit cards, and in some cases, having your apartment or credit card/loan application denied. This is why it’s so important to make sure that your credit reports are free of any errors since even a single error can lead to a drop in your credit score. This infographic illustrates some examples of errors on credit reports, interesting facts about credit scores, and a … [Read more...] about How to Dispute Errors on Your Credit Report [Infographic]
Fix Your Credit Without Spending on Credit Repair Companies
No. You do not have to spend hundreds of dollars on credit repair companies to fix your credit score. Instead, you can save money by learning how to write a credit dispute letter to the credit bureaus to fix your credit report errors. You can file a lawsuit against the credit bureaus if you have not heard from them within 30 days. Get in touch with our credit dispute lawyers at 818-254-8413 for a free consultation. A Simple TransUnion Dispute Letter Can Fix Your Credit Report Errors One … [Read more...] about Fix Your Credit Without Spending on Credit Repair Companies