Upon missing a number of payments, banks and lenders issue a Notice of Default against your property. This document serves as a notice to the homeowner that mortgage payments have either been incomplete or unavailable for at least three months. Banks may then issue a Notice of Trustee Sale which gives notice that your property […]
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Stop Foreclosure Attorneys in Los Angeles, California
If you are looking for a foreclosure attorney in Los Angeles to help you stop the foreclosure process, you should consider hiring Consumer Action Law Group. We are the premier California law firm that is dedicated to stopping foreclosure. We have a team of foreclosure attorneys that handle all types of foreclosure cases. We have […]
What Is a Foreclosure Auction
If you are asking: “What is a foreclosure auction?” you should know that help is a phone call away, and it is always a good idea to talk to one of our foreclosure attorneys if you are in distress. A foreclosure auction is the final step in the foreclosure process when a property is sold […]
What Is Foreclosure by Power of Sale?
Foreclosure by Power of Sale is another name for a non–judicial foreclosure. The majority of foreclosures in California are non-judicial foreclosures by the power of sale. In simple terms, non-judicial foreclosure is the process that most lenders choose to collect on a loan in default. As opposed to judicial foreclosure, which requires going through the […]
Judicial Sale and Judicial Foreclosure
In the state of California, a foreclosure sale may be conducted either through the courts (judicial sale) or outside of the courts (non-judicial). If you…
Help to Stop Foreclosure
Our foreclosure attorneys have been filing lawsuits in Los Angeles, California and throughout the state based on foreclosure laws that protect the…
Bankruptcy Discharge – What Debts Are not Discharged in Bankruptcy?
After filing your bankruptcy case and satisfying all the requirements of the court you will receive a discharge in bankruptcy. The discharge is what officially eliminates your unsecured debts, such as credit card debt. When you file a Chapter 7 bankruptcy, your creditors may file claims to dispute the amount that you owe until your […]
Secured and Unsecured Debt – What Is the Difference?
Thinking about filing for Bankruptcy? You need to know the difference between Secured and Unsecured debt before moving forward with the filing process..
Benefits of Filing for Bankruptcy
Immediately upon filing your case for the first time, an Automatic Stay in bankruptcy is put in place to stop all creditor action. This means…
What Chapter Bankruptcy Should I File
In a Chapter 7 bankruptcy, all of the assets and debts must be identified and disclosed to the court. We always pull a credit report to have a complete list of debts owed and companies that are creditors [such as credit card companies or auto finance companies]. Many people worry that filing a Chapter 7 […]
What Is the Difference Between Chapter 7 and Chapter 13
A Chapter 13 Bankruptcy is a reorganization plan where you make a payment each month in order to catch up when you have fallen behind on secured credit (like a mortgage or car loan). In other words, in Chapter 13 bankruptcy, you will need to pay your mortgage, car payment(s), household expenses, and a trustee […]
Chapter 7 Bankruptcy Requirements
There are many benefits of filling bankruptcy. By filing either Chapter 7 bankruptcy or Chapter 13 bankruptcy you can eliminate debt, wipe out your…
Bankruptcy Lawyers in Los Angeles
Filling Chapter 7 Bankruptcy with a bankruptcy lawyers allows you to wipe out your debt. Filling Chapter 13 bankruptcy when you can not afford to…
