If you are getting calls from automated dialers or from debt collectors – you can take action to stop the calls and make sure that any company that calls you will have to pay you if they don’t stop calling!
The key is to simply say, “Do Not Call Me Anymore!”
One example is Jeffery, who is a realtor that frequently shops at the GAP for his kids and his family. He has a credit card with the GAP and generally keeps up with his payments. However, last year Jeffrey had emergency surgery and fell behind on his bills. One such bill was an $1800 debt on his GAP card.
That’s when Jeffrey began receiving automated calls from the GAP on a weekly basis. He knew that he owed the debt, but while he was recovering these calls only contributed to his sense of distress, and did nothing to actually resolve the issue for either party. After ignoring most of the calls, Jeffrey decided to bypass the automation and speak with a human being. And once he got on the line with a representative, Jeffrey said these words: “Do not call me anymore.” Then he hung up the phone.
Legally, the story should have ended right there. The Telephone Consumer Protection Act (TCPA) is a national law that was created to protect people like Jeffrey. According to this law, a company must have your expressly stated consent in order to call you – either at home or on your mobile device – for commercial purposes. Even if they have your consent, you can revoke it at any time. And once you do, it is illegal for them to make further calls.
The GAP should have stopped calling Jeffrey and should have stopped sending any additional collection notices by mail. But that’s not what happened. Instead, Jeffrey was continually receiving harassment calls for six more months, until he was finally able to pay off the debt. This should not happen to anyone. The TCPA specifically restricts unwanted commercial contact through cell phones, residential phones, text messages, and fax. Companies who violate the TCPA are vulnerable to legal action.
Have you ever received a collection call for a debt you owe?
You do not deserve to be called, over and over, simply because you owe a debt. The law is on your side. So TAKE ACTION!! The next time you receive a call from a creditor, pick it up, get on the line with a representative, and tell them these magic words: “Do not call me anymore.”
Find Out if You Have A Case – Turn Calls Into Cash
There are many forms of telemarketing fraud, and the best way to determine if you are a victim is by speaking with a lawyer who specializes in TCPA violations. We offer free consultations to all first-time callers in California. Their knowledgeable staff will take the time to analyze your situation, advise you on your options, and determine if legal action is warranted.
Free Legal Consultation
Just because you owe money does not mean you deserve to be harassed. If you think you may be a victim of TCPA violation, call (818-254-8413) to receive a free legal consultation today. Our TCPA attorneys help consumers to take legal action when companies break the law!