Should You File Chapter 7 or Chapter 13 Bankruptcy?
The word bankruptcy has a negative connotation, but you shouldn’t believe everything you hear. You may have heard that your credit will be ruined and that you cannot buy a car for 7 years after filing for bankruptcy, but that simply isn’t true. Our clients can attest that their credit score can actually increase after filing for bankruptcy by over 100 points! Our bankruptcy attorneys can help you determine if you should file bankruptcy, and if so, what type of bankruptcy is right for you.
Chapter 7 Bankruptcy
The bankruptcy attorneys at CAL Group have helped clients eliminate debt by filing Chapter 7 Bankruptcy the prosper way for years. Bankruptcy was created to protect individuals from being in debt forever, and allowing them to make a fresh start despite of financial hardship. There are plenty of bankruptcy lawyers who will assist clients in filing out Chapter 7 documents and in the end left them to deal with their case on their own in the courtroom. Our team of experts bankruptcy lawyers is different, we will review your case and get you through to the prosper end.
Chapter 13 Bankruptcy
There are many differences between Chapter 7 and Chapter 13 Bankruptcy, and our attorneys know the ins and outs of the law better than anyone else in Southern California. Chapter 13 Bankruptcy allows for a reorganization of your debts, allowing you to catch up on payments without penalties. You can stop creditors from calling, and live stress free when you hire a bankruptcy attorney at Consumer Action Law Group who will thoroughly handle your case from start to finish.
“I want to thank your firm and especially Lauren (Rode) for handling our bankruptcy case. Lauren’s efficient and professional manor was very informative and provided confidence that we were well represented.” – Michael D.