Q: How to sue mortgage company? Can you sue a mortgage company? How to sue my mortgage lender?
A: Filing a lawsuit against a mortgage company or lender involves a series of steps: from writing a filing a complaint and summons to going to court and making the argument before a judge. The most important step is to make sure that you accurately describe all facts and details to make the legal arguments that apply and support your claim.
To sue a mortgage company, it’s best to contact a specialized attorney that practices Real Estate law or a mortgage litigation attorney. For those that live in California, it is best to contact us and talk to one of our foreclosure lawyers. The call may save your home and your credit score!
Q: Can a lender sue after foreclosure?
A: Yes. A lender can sue a borrower after foreclosure. The most common lawsuits against a borrower are eviction lawsuits [unlawful detainer actions] and deficiency lawsuits [brought by lenders that are trying to recoup their losses after a foreclosure sale].
To defend a lawsuit against a lender it is best to hire a litigation attorney with years of experience in this area of law [eviction and mortgage litigation specifically].
Q: inShare, is it illegal to foreclose on a home during a loan modification?
A: YES! It is illegal to foreclosure on a home during a loan modification in California. Under the California Homeowner Bill of Rights, a lender is required to stop the foreclosure process when the borrower is under review for a loan modification. This violation is called “dual tracking”. It is best to talk to an experienced attorney if your lender is moving forward with a foreclosure or sending you notices threatening to move forward with foreclosure while you are in the process of applying for a loan modification.
Q: What is predatory lending?
A: Predatory lending is when a lender charges a borrower very high-interest rates or otherwise takes advantage of a borrower. Some common examples include lack of disclosure, not translating documents, not explaining the terms of a loan, or misrepresenting important facts and figures.
Q: How to stop predatory lending?
A: To stop predatory lending it is best to hire a predatory lending attorney with years of experience in this area of law [mortgage litigation specifically]. For those that live in California, it is best to contact us and talk to our mortgage lawyer. It is free.
Q: What is a litigation attorney?
A: A litigation attorney is a lawyer who files lawsuits. The term “litigation” usually refers to a lawsuit filed in civil court [not a criminal matter]. When a lender violates the law, a litigation attorney files a lawsuit on behalf of the borrower.
