A creditor may foreclose on your property if you have failed to make several payments on time. This is done so that the creditor can re-sell the property so that they can continue making money on their investment - your house. Mortgage lenders can legally foreclose on properties if they follow all of the right steps and timelines, but they don't always do so. Borrowers rights in foreclosure are designed to protect homeowners from being forced out too quickly, or unjustly. Searching to find out … [Read more...] about Your Litigation Rights to Wrongful Foreclosure
Mortgage Attorneys
Mortgage Scams on the Elderly
Mortgage scams are still just as common as they ever have been, but lenders are often targeting a different group than before. Rather than going after young, inexperienced investors that are eager to buy their first home, mortgage scams on the elderly are becoming more prevalent. These mortgage scams are often centered around refinances, or reverse mortgages that promise the homeowner more disposable income. Unfortunately, the reality is that financial elder abuse like this often takes even more … [Read more...] about Mortgage Scams on the Elderly
Wrongful Foreclosures and Illegal Credit Reporting
Losing your home to wrongful foreclosure is more than any hardworking Californian should have to endure - but when coupled with credit reporting issues, moving forward becomes even more difficult. Even if your lender has provided compensation for the wrongful foreclosure, your credit score could be negatively effected for years to come. A lower credit score could prevent you from being able to purchase another property, vehicles and make it more difficult to take out other types of loans. If … [Read more...] about Wrongful Foreclosures and Illegal Credit Reporting
California Dual Tracking Attorney for Mortgage Fraud
Dual Tracking has become the "hot term" in the mortgage litigation world over the past couple of years. California has recently passed laws, making it illegal for lenders to dual track homeowners any longer. But what exactly is dual tracking, and why is it illegal? When a lender pushes a homeowner into, or through the foreclosure process while they are in review for a loan modification, it is considered dual tracking. The reason why dual tracking is now illegal in California is because banks … [Read more...] about California Dual Tracking Attorney for Mortgage Fraud
Hire a Mortgage Attorney to Sue Lender for Wrongful Foreclosure
Most homeowners think that they have no hope of saving the home once it has been sold by the trustee at auction. We'll be blunt, and tell you that this may be the case - there may not be legal means to stop the bank from proceeding with eviction. We'll also tell you that our firm has been able to stop foreclosure evictions for our California clients time and time again. Filing a lawsuit against your lender after the home has been foreclosed on might be the only way that you can save the … [Read more...] about Hire a Mortgage Attorney to Sue Lender for Wrongful Foreclosure
Mortgage Attorney That Sue Mortgage Lenders and Banks
There is no such thing as a loan modification attorney. State laws make it illegal for any company to charge homeowners for loan modifications, as the final approval or denial can only be issued by your lender. Your mortgage company is under no obligation to even consider you for a loan modification if they so choose. All of this may sound like bad news, and perhaps NOT what you were looking to hear - but you have in fact found the right law firm. We are experience mortgage lawyers, many of … [Read more...] about Mortgage Attorney That Sue Mortgage Lenders and Banks