Making the decision to file for bankruptcy for any reason can be difficult. It’s common knowledge that filing bankruptcy will be evident on your credit record for several years, and could affect the potential to get a car or home loan for a period of time. While that may all be true, bankruptcy is often the best option for people who have accumulated debt that they simply are unable to pay back.

Medical Debt is the leading reason for people filing bankruptcy in the United States. A stay in the hospital can quickly turn into tens of thousands of dollars worth of medical bills. If these bills go unpaid, they will be sent to collections, and the agencies aggressively pursue the individual to collect the money. In many cases, the individual is unable to make the necessary payments and is harassed until they find another viable option.

Bankruptcy becomes the best option for many people whose unpaid medical debt has been sent to collections. While there are negative aspects to filing a Chapter 7 Bankruptcy or Chapter 13 Bankruptcy, letting the unpaid bills go can be much worse. Our Los Angeles law firm handles bankruptcies for consumers who need relief from medical debt. One of our clients was recently interviewed by the Los Angeles Times in regard to his decision to file bankruptcy to discharge his medical debt. Below is an unedited copy of his letter to the journalist who interviewed him for this article.

How to File Bankruptcy?

Living with unmanageable debt is stressful and can affect all aspects of your life. If you want to get a fresh start by eliminating medical, or other debt that can be discharged by filing bankruptcy, you can call us today for a free legal consultation with our Los Angeles bankruptcy attorney. We look forward to providing you with the same top-notch service that we offer to all of our bankruptcy clients.