I had signed an agreement with ADT, a home security and monitoring service. I had marked a particularly consumer-hostile paragraph making me liable for losses from lawsuits by a third party against ADT. I sent the contract to Consumer Action Law Group. They responded within a day, recommending that I not sign the contract. Since the contract was not completed until ADT installed the equipment, I called ADT and asked for a refund of my payment for installation. The contract was six legal-sized pages of small print, so there were no doubt other risky provisions. I feel I was saved from a potential “gotcha.”