We Eliminate Debt, Stop Foreclosure, and Stop Car Repossession!
Did you receive a foreclosure letter or fell behind on your car and credit card payments? Our Los Angeles Bankruptcy Attorneys can help you eliminate your debt, stop your foreclosure sale, stop your car from being repossessed, eliminate your credit card debt, and stop garnishment of your wages. There are different types of Bankruptcy chapters that work differently based on your situation. Two common chapters of Bankruptcy are Chapter 7 and Chapter 13. Our bankruptcy attorney will be able to help you in choosing the best option for you.
Choosing the right firm is very important when it comes to saving your home or stopping collections. Our bankruptcy attorneys have a very strong track record in bankruptcy. If you are feeling overwhelmed by debt, facing foreclosure, wage garnishments, creditor calls, or even a lawsuit, you should call our los angeles bankruptcy attorney immediately. Consumer Action Law Group has dedicated bankruptcy attorneys who will provide you with a solution and fight for your goals. Our bankruptcy attorneys will help you decide whether or not you need to file Chapter 13 bankruptcy or Chapter 7 bankruptcy, depending on your situation. Our lawyers handle all court related matters and all paperwork to make sure that your case is successfully resolved.
How Chapter 13 Bankruptcy Can Help You
Chapter 13 Bankruptcy is filed to repay any missed mortgage or car payments. Chapter 13 also allows a borrower to strip a second home loan that is unsecured, and get caught up after falling behind on mortgage or car payments in a payment plan. Chapter 13 Bankruptcy is only available for those individuals whose income is sufficient enough to afford monthly payments under a reasonable payment plan. Chapter 13 Bankruptcy will immediately stop any foreclosure sale for the duration of the case, and typically stops foreclosure completely. Chapter 13 Bankruptcy allows individuals to keep their house or their car even after falling behind on their payments, as long as they are able to make monthly payments for the payment plan.
How Chapter 7 Bankruptcy Can Help You
Chapter 7 Bankruptcy allows a borrower to completely eliminate credit card debts, medial debts, and to stop garnishment of wages. Chapter 7 Bankruptcy also delays a foreclosure sale for while, and it discharges [wipes out] any debt related to a first mortgage loan, if you plan to surrender your property and walk away with a balance still owing.
If you need a bankruptcy attorney in Los Angeles, call us today and talk to our experienced attorneys. On the first call we will let you know which Bankruptcy Chapter is best for you without any charge. Call (818) 254-8413 for a free consultation. The call and advice are free, and it could save your home!