In order to file for Bankruptcy, you must first take a credit counseling class. The credit counseling class is simple, and quick and can be taken in an online course that lasts just an hour. For many people who have been struggling with debt, taking this course is typically the last step before they actually file Chapter 7 or Chapter 13 Bankruptcy to eliminate outstanding debts. The main goal is to prove to the courts that you are proactively taking steps to become better at managing your money … [Read more...] about How to Qualify for Bankruptcy