In a Chapter 7 bankruptcy, all of the assets and debts must be identified and disclosed to the court. We always pull a credit report to have a complete list of debts owed and companies that are creditors [such as credit card companies or auto finance companies]. Many people worry that filing a Chapter 7 will mean giving up assets such as a home, car, and personal belongings, but that is usually not true. In California, assets such as a home, car, and personal belongings can be kept by someone … [Read more...] about What Chapter Bankruptcy Should I File