If you are looking for a bankruptcy lawyer in Los Angeles or thinking about filing, the best way to find a lawyer is to call and meet with us to discuss your goals. Good bankruptcy lawyers will listen to you before making any recommendations about whether it makes sense for you to file. You should make sure that your bankruptcy lawyer has experience with Chapter 7 and Chapter 13 cases like yours. A good bankruptcy lawyer will help you to get rid of your debt and also protect any assets that you have, like a house or a car.
In Los Angeles courts, you are required to appear in person for a creditor’s meeting after you file bankruptcy. Often, when you see advertisements for cheap bankruptcy lawyers, those lawyers will not go to hearings with you, or they will charge additional fees to represent you personally in court.
What Is Bankruptcy?
Every day, our Los Angeles Bankruptcy Lawyers receive calls from people asking us what bankruptcy does, and which chapter is recommended. Most people file for either a Chapter 7 or a Chapter 13 bankruptcy. You may want to file a Chapter 7 if you have high credit card balances that you cannot pay back, or if you are being called and harassed by your creditors. Chapter 7 Bankruptcy allows you to wipe out your debt and start fresh. Chapter 13 is filed when you can afford to catch up on payments after falling behind. In most cases, people file for Chapter 13 Bankruptcy to save their home from foreclosure after falling behind on mortgage payments. Chapter 13 Bankruptcy requires a repayment plan so you will have to make sure that you qualify before filing.
How to claim bankruptcy depends on what you are trying to accomplish. Bankruptcy help is available if you are struggling with your debts or if you are facing aggressive collections, like a car repossession or wage garnishment. Bankruptcy protection is the best way to stop creditor harassment. The best way to figure out whether filing makes sense for you is to talk to a lawyer today or call us for a free meeting to discuss your situation.
Can I File for Bankruptcy?
Whether you live in Glendale, Pasadena, Burbank, Los Angeles, Southern California, or anywhere in the state, qualifying for bankruptcy is essentially the same. If you want to know if bankruptcy is right for you, call and talk to one of our bankruptcy lawyers in Los Angeles CA and set up a free meeting to answer your questions. Bankruptcy advice should come from a lawyer who can tell you when to file, if it is a good idea, and how you will benefit from filing.