Ask any credit report lawyer and they will say you should definitely dispute mistakes on your credit report, but you should not dispute your credit report online. A lot of people find mistakes and discrepancies on their credit report. These mistakes can hurt your credit score, which could increase your cost of credit – in the form of a higher interest rate -- or cause a credit application to be denied altogether. What that means is that a lower FICO score could end up costing you thousands in … [Read more...] about Should I Dispute Credit Report Online?
credit report dispute
How to Make Credit Reporting Agencies Fix Your Credit Report Errors
Credit reporting agencies must investigate and fix any errors on your credit report when you send in a credit dispute letter. Failure to fix the mistakes within 30 days is a violation of the fair credit act, also known as the Fair Credit Reporting Act (FCRA), and you can file a lawsuit against them to get your credit report errors corrected. Knowing how to dispute credit report errors is crucial in fixing your credit score. Our credit dispute lawyers will make sure you write a strong … [Read more...] about How to Make Credit Reporting Agencies Fix Your Credit Report Errors
Reclaim Your True FICO Score Range
Credit report errors can cause your FICO score range to rank lower than what it actually should be. This occurs more often than people realize; 1 out of 5 credit reports has inaccurate information. Two best way to dispute credit report items are to: Write a credit dispute letter or File a lawsuit against the credit reporting agency Credit repair companies can help correct errors on credit reports, but their services may not always be genuine (i.e. not fixing every error on … [Read more...] about Reclaim Your True FICO Score Range
Credit Report Dispute Lawyer for Credit Report Errors
Our credit report dispute lawyers in Los Angeles help to dispute credit report errors when there's a mistake on your credit bureau report or your background check report. Our credit report dispute attorneys in Los Angeles will file lawsuits against your credit reporting agency for not correcting credit report errors such as: Incorrect or incomplete personal information such as name, address, marital status, and employment information. Incorrect credit information such as late payments … [Read more...] about Credit Report Dispute Lawyer for Credit Report Errors
How to Dispute a Credit Report – Cleaning Your Credit Report
The Fair Credit Reporting Act (FCRA) protects you against misreporting of your credit information to credit reporting agencies or misuse of your credit information. The violation of FCRA provisions will cause lower credit score, lenders' denials of credit, higher interest rates, and closure of your existing accounts. If you need legal help to dispute a credit report, contact our attorneys immediately. Our attorneys help to guide you on how to dispute a credit report successfully. We help to … [Read more...] about How to Dispute a Credit Report – Cleaning Your Credit Report