Anyone who’s been a victim of identity theft should know how to prove identity theft so they can stop it and prevent the thief’s actions from harming their credit. When your identity is stolen, it is important that you are able to prove it. Otherwise, people can spend recklessly and just say that it wasn’t them. There are two tools consumers have for proving identity theft: Identity Theft Affidavit Identity Theft Report The Affidavit and Report provide consumers with different … [Read more...] about How To Prove Identity Theft and Protect Your Credit
Credit Dispute Lawyer
I Want to Dispute My Credit Report
Have you ever had the thought, "I want to dispute my credit report?" The best way would be to write a credit dispute letter to your credit reporting agencies (CRAs). Under the Fair Credit Reporting Act (FCRA), the CRAs must honor consumer’s credit report disputes and investigate the items they are disputing. If you are interested in disputing your credit report, continue reading the article for clear instructions. If you already tried the steps below but didn’t see success, seek out a credit … [Read more...] about I Want to Dispute My Credit Report
Does Disputing Credit Report Work?
When there is an error on your credit report, you can't help but wonder, "does disputing credit report work?" It is not easy to know if disputing credit report really works. Sometimes, we hesitate on starting the dispute process out of fear that it might actually end up lowering our credit score. Fear not. This article is solely written to reassure that disputing credit report does work and that credit reporting agencies’ responsibilities are to maintain fairness, accuracy, and privacy for … [Read more...] about Does Disputing Credit Report Work?
How Do You Dispute Something On Your Credit Report
How do you dispute something on your credit report? Having a credit report full of hard inquiries, judgements, delinquencies and other negative marks is not ideal if you are looking to manage a high FICO score. When trying to take out loans for a home or car, your FICO score will play a huge part. Understanding that you can dispute items on your credit report is a good first step. Here are some next steps for you to follow to help you make those dispute and help grow your credit score. How … [Read more...] about How Do You Dispute Something On Your Credit Report
How to Dispute Errors on Your Credit Report [Infographic]
Whenever your credit score takes a hit, you have a higher risk of getting an increase in your interest rates on loans and credit cards, and in some cases, having your apartment or credit card/loan application denied. This is why it’s so important to make sure that your credit reports are free of any errors since even a single error can lead to a drop in your credit score. This infographic illustrates some examples of errors on credit reports, interesting facts about credit scores, and a … [Read more...] about How to Dispute Errors on Your Credit Report [Infographic]
Fix Your Credit Without Spending on Credit Repair Companies
No. You do not have to spend hundreds of dollars on credit repair companies to fix your credit score. Instead, you can save money by learning how to write a credit dispute letter to the credit bureaus to fix your credit report errors. You can file a lawsuit against the credit bureaus if you have not heard from them within 30 days. Get in touch with our credit dispute lawyers at 818-254-8413 for a free consultation. A Simple TransUnion Dispute Letter Can Fix Your Credit Report Errors One … [Read more...] about Fix Your Credit Without Spending on Credit Repair Companies