Anyone who’s been a victim of identity theft should know how to prove identity theft so they can stop it and prevent the thief’s actions from harming their credit. When your identity is stolen, it is important that you are able to prove it. Otherwise, people can spend recklessly and just say that it wasn’t them. There are two tools consumers have for proving identity theft: Identity Theft Affidavit Identity Theft Report The Affidavit and Report provide consumers with different … [Read more...] about How To Prove Identity Theft and Protect Your Credit
FCRA lawyer
I Want to Dispute My Credit Report
Have you ever had the thought, "I want to dispute my credit report?" The best way would be to write a credit dispute letter to your credit reporting agencies (CRAs). Under the Fair Credit Reporting Act (FCRA), the CRAs must honor consumer’s credit report disputes and investigate the items they are disputing. If you are interested in disputing your credit report, continue reading the article for clear instructions. If you already tried the steps below but didn’t see success, seek out a credit … [Read more...] about I Want to Dispute My Credit Report
How Do You Dispute Something On Your Credit Report
How do you dispute something on your credit report? Having a credit report full of hard inquiries, judgements, delinquencies and other negative marks is not ideal if you are looking to manage a high FICO score. When trying to take out loans for a home or car, your FICO score will play a huge part. Understanding that you can dispute items on your credit report is a good first step. Here are some next steps for you to follow to help you make those dispute and help grow your credit score. How … [Read more...] about How Do You Dispute Something On Your Credit Report
Credit Report Errors That Will Ruin Your Credit Score
There are millions of Americans who report having credit report errors on their credit report every year. It is wise to check your credit report periodically to make sure that there is no inaccurate or incomplete information on it. When you see an error on your credit report, you have the right under the Fair Credit Protection Act (FCRA) to dispute your credit report. The credit report companies then must investigate your claims and fix the errors mentioned in your letter. If you do spot … [Read more...] about Credit Report Errors That Will Ruin Your Credit Score
FCRA Attorneys – Fair Credit Reporting Act Attorney for Credit Report Errors
An FCRA attorney can dispute credit report errors for consumers by utilizing consumers' rights that are listed under the Fair Credit Reporting Act (FCRA). With so many consumers, there are tons of ways that an error can appear on a particular credit report. There can be a mixed credit file all the way to credit identity theft. More than 40 years ago, in October 1970, Congress passed the Fair Credit Reporting Act (FCRA). This law was established due to concerns about the growing misuse of … [Read more...] about FCRA Attorneys – Fair Credit Reporting Act Attorney for Credit Report Errors
How to Identify Identity Theft
There are many ways that your identity can be stolen. Once the identity thief obtains your personal information, a lot of false information can appear on your credit report. Fortunately, many tools are available to consumers that will help them identify identity theft. Some of these tools are: Fraud alerts Credit freezes Below you will learn how to identify identity theft and what you can do if it ever happens to you. Should any inaccurate information show up on your credit … [Read more...] about How to Identify Identity Theft