There are millions of Americans who report having credit report errors on their credit report every year. It is wise to check your credit report periodically to make sure that there is no inaccurate or incomplete information on it. When you see an error on your credit report, you have the right under the Fair Credit Protection Act (FCRA) to dispute your credit report. The credit report companies then must investigate your claims and fix the errors mentioned in your letter. If you do spot … [Read more...] about Credit Report Errors That Will Ruin Your Credit Score
FCRA violations
What Are Some of the Warning Signs of Debt?
Are you struggling financially? Maybe you are having difficulty making payments on your loans or credit card bills. Using credit can allow you buy a vehicle, home and send your kid to college, but it can also pose serious problems in your life. Even if you are making minimum monthly payments, you still could be at risk for problems. Here are some of the warning signs that you might have too much debt: At least one of your credit cards is near the limit Making just minimum monthly … [Read more...] about What Are Some of the Warning Signs of Debt?