Foreclosure lawyers at Consumer Action Law Group offers legal solutions to stop the foreclosure process. They have offered many methods to California homeowners on how to stop a foreclosure. There are still many homeowners in the States of California that are facing foreclosure. Whether these homeowners are in the early stage of foreclosure or have already received a notice of default or notice of sale, there is hope for those who want to stop the foreclosure process and save the home. When … [Read more...] about Foreclosure Lawyers that Stop Foreclosure Sales
For those facing foreclosure in California there are very strong laws in place to help protect borrowers against illegal lender practices. Although many home owners believe that their lenders will help them avoid the loss of their home, illegal foreclosures often happen while lenders are telling borrowers that they are trying to help. In California, the foreclosure process cannot start until a lender contacts a home owner after they fall behind on their mortgage payments. Commonly, many … [Read more...] about Foreclosure Attorneys that Specialize in Foreclosure Defense
In California, when a borrower falls behind, a lender cannot move forward with the foreclosure unless they first try to contact the borrower and suggest options that might help save the home. If your lender told you to apply for a loan modification and continued to move forward with the foreclosure, our lawyers can immediately stop foreclosure in Los Angeles and throughout California. We are currently not taking mortgage fraud cases, but we can help homeowners stop foreclosure immediately … [Read more...] about We Stop Foreclosure in Los Angeles
If your home was sold by the trustee in a foreclosure auction for more money than you owed on the balance of the loan, you are entitled to the difference (CIVIL CODE SECTION 2945-2945.11). For example, if you owed $500,000 on your mortgage at the time of the trustee sale date, and the home sold at auction for $750,000, you would be entitled to the excess or surplus funds of $250,000. Call us if this happened to you: Your home was sold in foreclosure for more than the loan balance owed … [Read more...] about Recover Surplus Funds from a Foreclosure Sale
Even after foreclosure, your lender can come after you for the money they lost in the transaction. If you owed more on the mortgage than the property sold for at foreclosure auction, the lender can sue you for the difference. For example, if there was a principal balance of $500,000 remaining on the loan, but the home sold for $300,000 in the foreclosure auction, your lender could sue you for $200,000. Our foreclosure attorneys help California consumers fight deficiency judgement cases even if … [Read more...] about Foreclosure Attorney for Deficiency Judgement Lawsuit
Your lender isn't likely to make it very clear on how many missed payments it will take before they foreclose on the property. While there are minimum requirements that prevent your lender from foreclosing on your property too quickly, the timeline varies depending on a variety of factors. Many homeowners did not know how many missed payments before foreclosure by their bank and because of this limited knowledge, many have loose their home to a foreclosure sale. You can have 5 missed payments … [Read more...] about How Many Payments Can I Missed Before Foreclosure?