With the economy slowly recovering, many people are struggling with debts from credit cards and medical bills. Any change in a person's financial situation can trigger a crisis; job loss or sudden illness often causes mortgage defaults or missed car payments. Individuals that have taken on more debt than they can handle may have to start considering filing bankruptcy. What most people do not understand is that filing bankruptcy is a very smart and strategic step towards financial recovery. … [Read more...] about Top 5 Reasons to Declare Bankruptcy