Many good things happen the moment you file for bankruptcy. As soon as bankruptcy is filed, all debt collection calls MUST stop. The same is true for collection-related actions, such as auto repossession, home foreclosure, wage garnishment, and any lawsuits or legal proceedings. Bankruptcy filing is the fastest and most effective way to get debt relief from creditors. A bankruptcy case must be filed with the bankruptcy court before debt relief is possible. Once a bankruptcy case is filed, … [Read more...] about What Happens When You File For Bankruptcy?
Is Your New Car a Lemon? Guide to California’s Lemon Law
Reviewed by Attorney: Charles Panzarella Buying a defective vehicle can leave you with more than buyer’s remorse. But if you purchased or leased a problematic car in California, state lemon laws offer essential protections, including the option to replace or repurchase vehicles that qualify. This guide examines how California’s Song-Beverly Consumer Warranty Act works to help consumers understand their rights and recourse when saddled with a “lemon” purchase. What Constitutes a Lemon Car … [Read more...] about Is Your New Car a Lemon? Guide to California’s Lemon Law
How Does a Car Qualify for Lemon Law?
Reviewed by Attorney: Charles Panzarella Purchasing a defective vehicle can be an incredibly frustrating experience. Fortunately, lemon laws exist in every U.S. state to protect car buyers in such situations. This post covers everything you need to know, from the key criteria your car must meet to qualify under lemon laws to the compensation you may be entitled to. What Makes a Car a "Lemon" Lemon laws vary by state, but generally, a new car with any of the following qualifies: A … [Read more...] about How Does a Car Qualify for Lemon Law?
What is Chapter 7 Bankruptcy in California?
What is chapter 7 bankruptcy? In short, chapter 7 bankruptcy is very simply defined as a method of eliminating debts and stopping all collections by filing a petition with a bankruptcy court. When a person files Chapter 7 bankruptcy, the intended result is to eliminate all debts, stop collections, stop wage garnishment, stop collection lawsuits from proceeding, stop the foreclosure process, and stop auto repossession. Individuals must qualify to file Chapter 7 bankruptcy, and the general … [Read more...] about What is Chapter 7 Bankruptcy in California?
How Long Can a Car Dealership Hold Your Vehicle for Repairs?
Reviewed by: Attorney Charles Panzarella KEY TAKEAWAYS Stuck for a Month? That's Not Okay: If your car is at the dealership for repairs for more than 30 days total (even spread out across different visits), that's a red flag. Parts Delays Happen, But There's a Limit: Sure, parts shortages can slow things down, but the dealership can't keep your car forever. Your State Has Rules to Protect You: "Lemon laws" are designed to help when a car has way too many problems. Different … [Read more...] about How Long Can a Car Dealership Hold Your Vehicle for Repairs?
What Happens If I Declare Bankruptcy?
Every day we receive calls from people asking “what happens if I declare bankruptcy?” We usually tell people that declaring bankruptcy could be the best strategy for getting rid of debt and immediately improving a very difficult situation. In general, there are MANY benefits and MANY good things that happen when a person files bankruptcy. To name a few: chapter 7 bankruptcy wipes out credit card debt chapter 7 bankruptcy wipes out medical debt chapter 7 bankruptcy eliminates … [Read more...] about What Happens If I Declare Bankruptcy?