From Hollywood to Calabasas, Pasadena to Culver City, homeowners all over Los Angeles still need foreclosure help. Some are facing foreclosure within the next week - others are wondering if their mortgage company can legally refuse their checks and are trying to figure out what their next step should be. Something as simple as a short hospital stay, unforeseen major expense, or death in the family can quickly throw a homeowner into financial hardship, and leave them facing the possibility of … [Read more...] about Foreclosure Help in Los Angeles, California
Foreclosure Attorneys
Loan Modification Denied after Trial Period
You could be stuck facing foreclosure if your loan modification is denied, even after you've successfully made trial payments on time and in full. Your lender is not required to modify your loan, but may accept packages for review, and even offer trial payments that provide a glimpse of hope. So, why was your loan modification denied after trial period payments? Quite frankly, your mortgage company stands to make more money on the property by foreclosing. Rather than working with you to make … [Read more...] about Loan Modification Denied after Trial Period
Notice of Intent to Accelerate Foreclosure
One of the scariest documents that a homeowner can receive is a notice of intent to accelerate foreclosure. While this document does notify the homeowner of the mortgage companies intentions, it does not specify when the home will actually be foreclosed on. While many people consider this notice to be simply a scare tactic, failure to bring the account current after receiving this notice will result in a Notice of Default, and eventually foreclosure. If you have received a notice of intent to … [Read more...] about Notice of Intent to Accelerate Foreclosure
Sue Lender for Illegal Foreclosures – How to Identify Illegal Foreclosures
It's difficult to imagine how people feel when their homes are illegally foreclosed on. Despite putting up a fight to save the home, many mortgage companies simply overpower homeowners into foreclosure. There are many different violations that could qualify a foreclosure as being illegal, and our foreclosure attorneys have been able to successfully file lawsuits against those banks to help our clients keep their home - even when they think it's too late. Most states have laws protecting … [Read more...] about Sue Lender for Illegal Foreclosures – How to Identify Illegal Foreclosures
Stop Foreclosure after a Notice of Default
Receiving an official Notice of Default from your lender means that they have officially started the foreclosure process. A Notice of Default, or NOD, is issued by your lender's attorneys after 3 or more missed mortgage payments. At this stage of the foreclosure timeline, the bank will let you know how much must be paid in order to bring the account current - which after fees and penalties is typically an insurmountable number. This doesn't mean that you can't stop the foreclosure after … [Read more...] about Stop Foreclosure after a Notice of Default
Temporary Restraining Order Can Stop Your Foreclosure
Most lenders do their best to give homeowners hope that they will be able to avoid foreclosure up until the last possible minute. Essentially, the mortgage company doesn't want you to take legal action to stop the foreclosure, so they leave you with as little time to act as possible. This is why our firm receives calls from homeowners with just days until their foreclosure sale date who are looking for options to stop the auction. In these cases, homeowners are forced to file a Temporary … [Read more...] about Temporary Restraining Order Can Stop Your Foreclosure