The term Zombie Foreclosure refers to homes where the owners have left because they thought the property was going to sell at auction - but unbeknownst to them, did not. In most cases, the homeowner has received a notice of trustee sale with a specific date when their home is set to be sold by the bank unless they can come up with enough money to cover missed payments and any fees or penalties that were added to the loan. That date comes and goes without the home being sold because there were no … [Read more...] about What Are Zombie Foreclosures?
Foreclosure Attorneys
What to Do After a Loan Modification is Denied
Have you recently been denied a loan modification and are not able to continue making monthly mortgage payments at the current interest rate? We understand the frustration and stress that go along with the loan modification negotiation process when the possibility of foreclosure is looming. That's why our foreclosure lawyers never give up and do everything within our legal power to help our clients stop their foreclosure and negotiate lower monthly payments with their lenders. Being denied a … [Read more...] about What to Do After a Loan Modification is Denied
Financial Hardship and Foreclosure
We understand how fast one bout of Financial Hardship can throw a family into the dreaded foreclosure process - putting them at risk of losing their home if they can't "catch up" on mortgage payments. Unfortunately, most mortgage lenders make it nearly impossible for someone who has fallen behind on payments to get current again. They add late fees and penalties that can quickly double the debt, and typically refuse to accept what they call "incomplete payments." Does this sound too … [Read more...] about Financial Hardship and Foreclosure
Stopping Foreclosure in Southern California
According to the housing market reports - we've made it through the recession. According to the housing market reports, we've also seen foreclosure rates slow down drastically in most states. What these reports don't show are the homeowners in California who are still struggling to have their own personal recession lifted as well. Our law firm receives hundreds of phone calls each month, many of which are from people who are facing the possibility of losing their homes and are looking for … [Read more...] about Stopping Foreclosure in Southern California
Attorney That Stop Home in Foreclosure
Many homeowners who have fallen behind on monthly mortgage payments are facing the possibility of losing their homes, but there are often options to stop foreclosure that the public is unaware of. Here at Consumer Action Law Group, our attorney's have been helping Californians stop foreclosure, and save their home from being sold at auction. It's important to know that you can hire an attorney for foreclosure help and that there are ways to keep your home. The banking industry has gotten too … [Read more...] about Attorney That Stop Home in Foreclosure
Home Foreclosure Prevention Service
The banking and mortgage industry has done nothing to make it easy for consumers to understand how much they're really paying when they sign a contract. They also seem to guard their actual process for loan modifications and the foreclosure process as if they were government secrets. Many of our clients call us because they know that the bank may be foreclosing on their home soon, but they really don't know where they are in the process. We're here to make sure that you know how the foreclosure … [Read more...] about Home Foreclosure Prevention Service