Introduction: Understanding the Balance of Chapter 11 Bankruptcy Imagine you’re a business owner struggling to keep operations afloat. Creditors are knocking, and the pressure is mounting. Among the chaos, unsecured creditors, those without collateral, are asking, “How much will we get paid?” Understanding how much unsecured creditors are paid in Chapter 11 is essential for […]
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How a Chapter 11 Lawyer Can Help Your Business Thrive
A Path to Recovery Imagine this: You’ve poured your heart, soul, and years of hard work into your business, but now it’s teetering on the edge of financial collapse. Bills are piling up, creditors are calling, and the pressure feels unbearable. If this feels all too familiar, know that you’re not alone, and there’s a […]
2014 GMC Sierra 1500 Owner Wins Case Due To Dealer Lying About The Car’s Condition
Around February 19, 2023, the client purchased a 2014 GMC Sierra 1500 in California. At the time of purchase, the car was presented as perfect in condition and with no problems whatsoever. Unfortunately, almost immediately after purchase, the client began to experience problems with the dashboard oil light showing “15% oil life” and when the […]
Lemon Law Refund For 2018 Infiniti Q50 Red Sport 400 For Engine Problems
On November 1, 2021, the client purchased a 2018 Infiniti Q50 Red Sport 400 and was told by the dealer that it was a perfectly good, in-shape car. Unfortunately, right after the purchase, the engine began to make a knocking noise and the turbo began to make noise and the turbo began to malfunction and […]
2023 Ford Ranger Owner Wins Lemon Law Case When The Vehicle Was Out of Commission for 30 Days
Around August 9, 2023, the client purchased a 2023 Ford Ranger from Ford Motor Company. The vehicle was sold with a 3-year/30,000 mile warranty and immediately after purchase the vehicle began to experience problems. Even though the client took the car in for repairs, the problems continued and persisted after multiple visits. At this time, […]
Lemon Law Refund for 2023 Mercedes Benz M2CA4G with Defective Rear Cargo Door and Flooring
On July 15, 2023, our client purchased a 2023 Mercedes Benz M2CA4G from a Mercedes dealership. Almost immediately after purchase, the car had to be taken back for service because the rear cargo door and flooring proved to be defective. Even after service, there were continued problems with the windshield, air conditioner, proximity sensors, and […]
2014 Ford Mustang Owner Compensated Due to Undisclosed Modification and Faulty Transmission
On September 6, 2018, our client bought a 2014 Ford Mustang and purchased a service contract with a promise from the dealer that it would cover any and all issues. A few weeks after purchase, the transmission suddenly failed. When our client went to the dealer to try and fix the problem, the client was […]
Lemon Law Case Win For 2023 Hyundai Palisade Owner With Defective Engine
On October 11, 2023, the client stepped into a Hyundai dealership with the intention of purchasing a vehicle and stepped out later that day with a new 2023 Hyundai Palisade. 335 miles later, the vehicle’s engine stopped working as it was in use. After taking it to a shop for repair, it was determined that […]
2020 RAM 1500 Owner Wins Lemon Law Case For Defective Engine And Water Pump
On February 1, 2023, the client purchased a 2020 RAM 1500 from Moss Bros CDJR. Immediately after purchasing the vehicle, the check engine light turned on, and sometime later, the water pump failed. The client contacted the dealer to help get the issue solved but the dealer refused to help. The vehicle was sold to […]
2017 BMW X5 Owner Gets Compensation From BMW For Undisclosed Accident
On April 28, 2020, our client purchased a 2017 BMW X5, and before and during the purchase, the dealer claimed that the vehicle had been in no prior accidents. The dealer’s proof of this was that the vehicle had been thoroughly inspected and checked. In or around May 2023, our client learned that the vehicle […]
Case Win for 2012 Jeep Grand Cherokee Owner due to Defective Engine
On November 16, 2020, the client purchased a 2012 Jeep Grand Cherokee. During the time of sale, the dealer didn’t disclose the fact that the vehicle wasn’t properly lubricated. Not long after purchase, the engine spontaneously failed for seemingly no reason. Obviously, this made the vehicle unmerchantable and caused the client damages both economic and […]
2014 Dodge Durango Owner Compensated For Undisclosed Accident
On January 4, 2023, the client purchased a 2014 Dodge Durango in California. Moments after signing the sales contract, the Dealer informed the client that the vehicle had been in an accident. If the client had known the vehicle was in an accident, the client would not have purchased the car. Hoping for the best, […]
2016 Toyota Highlander: Common Problems and Recalls
The 2016 Toyota Highlander, a popular midsize SUV, has unfortunately been plagued by several significant issues that have led to multiple recalls. While Toyota has a reputation for reliability, even their vehicles can sometimes face problems. In this article, we’ll examine three common issues affecting the 2016 Highlander model that have resulted in recalls issued […]
FCRA and Background Check: What You Need to Know
Have you ever been denied a job opportunity or faced other negative consequences due to incorrect information in a background check? You’re not alone, and there’s a law designed to protect you. The Fair Credit Reporting Act (FCRA) exists to ensure that the information in your background check is accurate and used fairly. At Consumer […]
FCRA and Mixed Files: Fight Back with Legal Defense
Is your credit report showing information that doesn’t belong to you? You might be dealing with a “mixed file” – a serious issue that can harm your credit score and financial well-being. At Consumer Action Law Group, we help California consumers address mixed file problems and protect their rights under the Fair Credit Reporting Act […]
FCRA Violation of Identity Theft: Protect Your Rights
Have you discovered unauthorized accounts or inaccurate information on your credit report? Identity theft can leave you facing financial ruin and a tarnished credit history. At Consumer Action Law Group, we excel at defending consumers against identity theft and ensuring that your rights are protected under the Fair Credit Reporting Act (FCRA). Detailed Service Description […]
The Importance of Identity Theft Protection
Meta Description: Learn about the importance of identity theft protection and discover key insights and practical tips to safeguard your personal information and maintain peace of mind. Protect yourself from potential identity theft threats and understand the financial, legal, reputational, and emotional consequences. Take proactive measures to minimize the damage caused by identity theft and explore options such as identity monitoring services and identity theft insurance. Stay informed, stay protected, and protect your identity in today’s digital world.
Understanding the FCRA Adverse Action Notice
Want to understand the FCRA Adverse Action Notice? This article explains its purpose, legal requirements, and how it protects consumer rights in 160 characters.
Understanding FCRA and its Permissible Purpose
Learn about the Fair Credit Reporting Act (FCRA) and its permissible purpose. Understand the importance of adhering to the FCRA guidelines to protect your credit information.
How Do Police Investigate Identity Theft?
Discover how police investigate identity theft in the digital age. From tracing IP addresses to forensic analysis, uncover the techniques used by law enforcement agencies in their pursuit of justice.
How Attorneys Can Help with Identity Theft
Protect your rights and recover from the aftermath of identity theft with the help of attorneys. From investigating to legal action, they’re your strongest ally.
Understanding Aggravated Identity Theft
Discover what aggravated identity theft is and how it can wreak havoc on individuals and institutions. Explore its implications, tactics used, and prevention measures.
Understanding the FCRA Background Check Process
Learn everything about the FCRA background check process, from requirements to disqualifications. Gain expert knowledge in just one article!
Understanding Mixed Credit Files
Looking for information on mixed credit files? Understand what they are, their impact on consumers, and steps to rectify them in this informative post.
What to Do When You Dispute a Credit Report
Discover how to dispute errors on your credit report and protect your financial well-being. Follow our step-by-step guide for a smooth resolution.
Who to Call When Disputing a Credit Report
Learn who to call when you need to dispute something on your credit report. Follow our step-by-step guide and get the help you need.
How Does an Eviction Impact Your Ability to Buy a House?
Discover how an eviction can impact your ability to buy a house. Learn about credit score, loan options, and steps to overcome this obstacle.
Can You Dispute an Eviction on Your Credit Report?
Looking to dispute an eviction on your credit report? Learn how evictions affect credit reports and the steps to dispute them in this informative post.
Understanding the Frequency of Mixed Credit File Incidents
Understanding the frequency and consequences of mixed credit file incidents is crucial for protecting your financial reputation. Dive into the fascinating world of these incidents and learn how to navigate potential challenges.
The Best Reason to Dispute a Credit Report
Discover the best reason to dispute a credit report and protect your financial future. Ensure accuracy, prevent identity theft, and address errors.
How to Fix a Mixed Credit File
Learn how to fix a mixed credit file and regain control of your credit. This article provides step-by-step strategies to untangle the mess and ensure accuracy in your credit history.
RV Lemon Law in California: Know Your Rights
The California RV Lemon Law provides important protections for consumers who purchase or lease a recreational vehicle (RV) that turns out to be defective. This RV lemon law ensures that consumers have the right to a refund, replacement, or repair if their RV has significant defects that cannot be fixed within a reasonable number of […]
Is There a 30-Day Warranty on Used Cars?
When you’re buying a used car in California, understanding warranty protection in the context of car sales can save you from significant headaches and repair costs down the road. The car lemon law provides legal protections available to consumers who purchase or lease defective vehicles. While not every used car comes with a warranty, California […]
What are the Best Ways to Stop Foreclosure Immediately?
There are few things in life as stressful as the pain felt by those facing foreclosure. There are several ways to stop foreclosure immediately and the obvious way is by catching up on missed monthly payments. By contacting the lender, one can easily determine how much is past due and work out an arrangement to […]
What to do When a Car Dealer Lied to You
If you are wondering what to do when a car dealer lies to you, then you are not alone. Every day we receive several calls from car buyers who have been lied to by their dealers. The most common complaints are that the car salesman lied about the condition of the vehicle, warranty coverage, the […]
What Happens When You File For Bankruptcy?
What happens when you file for bankruptcy is that all collection calls must stop. This is true for auto repossessions and home foreclosures.
What is Chapter 7 Bankruptcy in California?
In short, chapter 7 bankruptcy is a way of elimnating debts and stopping all collections by filing a petition with a bankruptcy court.
What Happens If I Declare Bankruptcy?
Every day we receive calls from people asking “what happens if I declare bankruptcy?” We usually tell people that declaring bankruptcy could be the best strategy for getting rid of debt and immediately improving a very difficult situation. In general, there are MANY benefits and MANY good things that happen when a person files bankruptcy. […]
Can You Return a Financed Car Back to the Dealer?
You may be able to return a financed car back to the dealer if the dealer used deceptive tactics to get you to purchase the car. However, if you want to return the vehicle just because you changed your mind or if you found another car that you like, chances are you are stuck with […]
What Does Declaring Bankruptcy Do?
One question that people might ask when considering filing bankruptcy is, “What Does Declaring Bankruptcy Do?” Some may think of it as one of the worst things to happen financially, but knowing how to take advantage of this process may actually be a great opportunity for them to start over fresh. For people with unimaginable […]
Can You Keep Your House in Chapter 7 Bankruptcy?
While you can keep your house in chapter 7 bankruptcy in most cases, it is possible that you may lose your home. Whether or not you will lose your home depends on many factors such as if you are current on your mortgage. However, filing for Chapter 13 bankruptcy might be a better option for […]
How Much Does a Chapter 13 Bankruptcy Cost?
One question that people might ask when considering filing bankruptcy is, “how much does a Chapter 13 Bankruptcy cost?” When considering bankruptcy, especially a chapter 13, it’s always good to consider how much the whole court case will cost beforehand. While there are court filing fees and other administrative costs, the actual cost to file […]
Who Qualifies for Bankruptcy Chapter 13?
Chapter 13 Attorneys Help Homeowners Catch Up Payments With Bankruptcy
Los Angeles, CA — 05/25/2020 — Chapter 13 attorneys at Consumer Action Law Group help homeowners catch up payments with bankruptcy. We are open and helping consumers remotely in light of recent debt fluctuation across the nation. Chapter 13 bankruptcy attorney Matthew Faler has noticed a recent rise in calls from individuals worried about their […]
What Qualifies You For Chapter 13
When looking into what qualifies you for chapter 13 bankruptcy, Los Angeles bankruptcy attorneys at Consumer Action Law Group recommend checking all options including Chapter 7 bankruptcy, to see what best suits your situation. For some, bankruptcy may lead to a better financial situation in the short run or it may suffer your interests in […]
Do I Need a Lawyer to File for Bankruptcy?
Unless you have filed for bankruptcy before, it is difficult to answer “when or why do I need a lawyer to file for bankruptcy?” While you can do research online and prepare to file by yourself, the actual process can be daunting, especially when you have to meet all deadlines and attend all meetings required. […]
Is It Better to File a Chapter 7 or 13?
If you are having a hard time keeping up with payments, especially during a global crisis like the Coronavirus (COVID-19) in 2020, you might be asking, “Is it better to file a chapter 7 or 13?” The answer really depends on your situation, but the general rule is that: Chapter 7 bankruptcy is for people […]
Los Angeles Bankruptcy Attorneys Help Consumers Who Have Fallen Into Debt
Los Angeles, CA — 04/24/2020 — Los Angeles bankruptcy attorneys at Consumer Action Law Group are open and helping consumers remotely in light of recent unemployment and debt fluctuation. Los Angeles bankruptcy attorneys have noticed a recent rise in calls from individuals worried about their financial situation that may have been affected by the unemployment […]
Surplus Recovery Agents for Foreclosure Surplus Funds
When going through a foreclosure auction, it is important to know what surplus recovery agents do and how they help recover excess equity after the property has been sold. Surplus Funds can be claimed by the foreclosed homeowner when excess funds/proceeds are left over after the sale of the property. Any foreclosure resulting in Surplus […]
Los Angeles Bankruptcy Lawyer Provides Immediate Debt Relief to Individuals Affected by COVID-19 Pandemic
April 10, 2020 — Los Angeles, CA — Individuals turn to Los Angeles bankruptcy Lawyers for relief as the COVID-19 pandemic causes record unemployment and debt. Los Angeles bankruptcy attorneys are fielding calls from individuals devastated by the health and financial effects of the virus. According to Matt Faler, voted “Best Los Angeles bankruptcy Lawyer” […]
Los Angeles Bankruptcy Attorney sees the need for massive debt relief
April 7, 2020 – Los Angeles, CA – Individuals turn to Los Angeles bankruptcy attorneys for relief as COVID-19 pandemic leaves behind a trail of unemployment and debt. Los Angeles bankruptcy attorneys are fielding calls from individuals devastated by the health and financial effects of the virus. According to Matt Faler, a bankruptcy attorney in […]
Case Win Against Superior Kar Company
L. Lopez purchased their vehicle from Superior Kar Company, Inc. Soon after the purchase date, the vehicle lost power while on the freeway. Our client went back to the dealer and tried to resolve the problem. The dealer promised to fix the vehicle, but the dealer never took action. Our client contacted our auto fraud […]
Consumer Action Law Group Auto Case Win Against Future Ford Lincoln
Ashley A. purchased their vehicle from Future Ford Lincoln, Inc. Soon after the purchase date, our client discovered that the vehicle had been in a prior accident. Our client went back to the dealer and tried to resolve the problem, but the dealer refused to take action. Ashley contacted our auto fraud attorney who advised […]
Consumer Action Law Group Case Win Against FCA US, LLC (Chrysler)
M. Rodriguez purchased their vehicle from Chrysler. Soon after the purchase date, the vehicle’s transmission overheated. Our client went back to the dealer and tried to resolve the problem multiple times, but the vehicle continued to have a transmission problem, and the dealer was unwilling to fix the problem. Our client contacted our auto fraud […]
Case Win Against Union Auto Sales
M. Maldonado purchased their vehicle from Union Auto Sales, Inc. Soon after the purchase date, the vehicle experienced issues with the dashboard, air conditioner, engine, etc., which caused the vehicle to stop working. Our client went back to the dealer and tried to resolve the problem, but the dealer refused to take action. Maldonado contacted […]
Case Win Against Highline Auto Group
J. Aguilar, our client, purchased their vehicle from Highline Auto Group, Inc. Soon after the purchase date, our client discovered that the vehicle had transmission issues. Our client went back to the dealer and tried to resolve the problem, but the dealer refused to take action. Our client contacted our auto fraud attorney who advised […]
Our Identity Theft Attorneys Can Fix Your Credit Report Errors Caused By Identity Theft
Tired of dealing with credit report errors caused by identity theft? Our credit report attorneys can help! You may have an identity theft case on your hands if you see any of the following on your credit report: Incorrect or incomplete personal information such as name, address, marital status, and employment information. Incorrect credit information […]
Breakdown of Chapter 13 Bankruptcy For Californians
When Is Filing Chapter 13 Bankruptcy The Best Option? In this breakdown of Chapter 13 bankruptcy for Californians, we have a very important job: to help a person to save their home and car after they fall behind on payments. If someone has missed a single car payment, even if they are just a few […]
Should I Dispute Credit Report Online?
Ask any credit report lawyer and they will say you should definitely dispute mistakes on your credit report, but you should not dispute your credit report online. A lot of people find mistakes and discrepancies in their credit reports. These mistakes can hurt your credit score, which could increase your cost of credit – in […]
Chapter 13 Attorneys for Filing Bankruptcy
Our Chapter 13 attorneys file bankruptcy to stop foreclosure, stop repossession of your vehicle, eliminate credit card debt, and get rid of your medical bills. Filing Chapter 13 bankruptcy helps individuals with a steady income to keep their home and car[s] and repay their mortgage and auto debt over time. If you have fallen behind […]
How Disputing Errors on Credit Report May Be Your Best Option
Los Angeles, CA – June 7th, 2019 – Consumer Action Law Group Attorney’s Advice for Keeping Credit Report Accurate Disputing errors on credit report has become very important as they can lead to serious financial consequences. A recent study conducted by CareerBuilder showed that 78% of Americans are living paycheck to paycheck. One major factor […]
Foreclosure Surplus Funds Attorneys Recover Money for Distressed Homeowners
Los Angeles, CA – May 8, 2019; Consumer Action Law Group helps homeowners to recover surplus funds after foreclosure. When a house is sold in a foreclosure sale, the owners of the house are legally entitled to receive all surplus fund leftover after the sale. The surplus money is calculated by subtracting the amount of […]
How To Prove Identity Theft and Protect Your Credit
Anyone who’s been a victim of identity theft should know how to prove identity theft so they can stop it and prevent the thief’s actions from harming their credit. When your identity is stolen, it is important that you are able to prove it. Otherwise, people can spend recklessly and just say that it wasn’t […]
What can a debt collection agency do to collect debt?
What can a debt collection agency do to collect debt? – Or better yet, what CAN’T they do to collect debt? While it is their job to collect debt people owe, there are rules that they must follow to collect. For example, victims of identity theft have inaccurate information on their credit report that show […]
I Want to Dispute My Credit Report
Have you ever had the thought, “I want to dispute my credit report?” The best way would be to write a credit dispute letter to your credit reporting agencies (CRAs). Under the Fair Credit Reporting Act (FCRA), the CRAs must honor consumer’s credit report disputes and investigate the items they are disputing. If you are […]
Does Disputing Credit Report Work?
When there is an error on your credit report, you can’t help but wonder, “does disputing credit report work?” It is not easy to know if disputing credit report really works. Sometimes, we hesitate on starting the dispute process out of fear that it might actually end up lowering our credit score. Fear not. This […]
How Do You Dispute Something On Your Credit Report
How do you dispute something on your credit report? Having a credit report full of hard inquiries, judgements, delinquencies and other negative marks is not ideal if you are looking to manage a high FICO score. When trying to take out loans for a home or car, your FICO score will play a huge part. […]
Best Way to Dispute Credit Report Errors
The best way to dispute credit report errors is to send the credit bureau a credit dispute letter. A dispute letter will obligate the bureaus to carry out an investigation to see if the claims you are making are legitimate and to correct the mistakes on your credit report that were listed in your letter. Sometimes, […]
Is It Possible to Correct Errors on a Credit Report?
There is a misconception about the question, “is it possible to correct errors on a credit report?” The truth is, it is entirely possible to get credit report errors fixed. Once you know the steps for correcting your credit report, it becomes that much easier to put it into action. The best way to get […]
Fair Credit Reporting Act – Understanding Your Rights
Consumers have many rights about their credit report under the Fair Credit Reporting Act (FCRA). The agency or anyone else who reports information in your credit report must abide by the rules listed in the FCRA. This is to ensure that no consumers are treated dishonestly with their credit information. Here are some of the […]
What Are Some of the Warning Signs of Debt?
Are you struggling financially? Maybe you are having difficulty making payments on your loans or credit card bills. Using credit can allow you buy a vehicle, home and send your kid to college, but it can also pose serious problems in your life. Even if you are making minimum monthly payments, you still could be […]
The Light at the End of the Tunnel: Credit Report Dispute Lawyer Offers Free Legal Advice for Fixing Credit Score
It is Illegal for Credit Bureaus to Ignore Credit Report Dispute Letters Los Angeles, CA – About 1 in 5 credit reports contain errors. This illustrates just how easy it is for consumers credit scores to be misrepresented. It is consequential for consumers because lower credit scores can lead to higher interest rates on loans. […]
5 Things Your Lender Can’t Do When You are Facing Foreclosure
Facing foreclosure can be a big setback to your life goals. Just because you are not able to pay off your mortgage doesn’t mean that your lender can take advantage of your situation. There are still certain laws they must follow when you are facing foreclosure. If your lender is violating a law, our foreclosure attorneys […]
Will Chapter 13 Bankruptcy Stop Foreclosure on My Home?
In short, filing chapter 13 bankruptcy will stop foreclosure on your home. If you are facing foreclosure on your home and are behind on the mortgage, filing a chapter 13 bankruptcy will stop the foreclosure and give you time to make the payments. Chapter 13 will also help you save other assets that you have including your […]
Information on How to Stop Foreclosures
There are many ways to stop foreclosure. Knowing how to stop foreclosures is a good skill to know in case a foreclosure becomes a reality. Can You Stop A Foreclosure Once Sale Date Is Set? You might be able to stop the foreclosure process in its tracks right up until the time that your house […]
How to Find Information About Foreclosures
Facing foreclosure can be difficult and costly. Knowing what options you have when facing foreclosure can help to get through it with the least amount of downsides. Read on to find information about foreclosures. Can You Stop Foreclosure Once It Has Started? If the bank has already begun the foreclosure process because you are in […]
Information About Foreclosures
Many homeowners that are in foreclosure wonder if it is possible to extend a foreclosure sale date. An auction date is usually set after a borrower is pretty far behind in payments. If the borrower is not able to pay off the amount of the delinquency, a date for the foreclosure auction will be established. You […]
Credit Repair Letters Will Get Credit Bureaus to Fix Credit Report Errors
Ensuring the accuracy of your credit report is crucial for your financial well-being. When errors appear on your credit report, one effective way to address them is by sending credit repair letters to the credit reporting agencies. These letters serve as formal requests to investigate and correct inaccuracies in your credit history. At Consumer Action […]
Fair Debt Collection Practices Act (FDCPA)
Debt Collector Dispute Lawyers Are you being harassed and annoyed by debt collectors? Get help today! We Can Help You: Understand your rights under the Fair Debt Collection Practices Act. Represent you in court if you are being sued by collectors. Protect yourself from predatory debt collectors. Stop debt collectors’ harassment, lies, or […]
Avoid Credit Repair Companies and Fix Credit Score Yourself
One of the best ways to dispute credit report errors without paying for credit repair companies’ services is to write a dispute letter to credit bureaus. This forces the credit bureaus to look at your dispute and fix any errors on your credit report within 30 days. Otherwise, you can file a lawsuit to get the errors […]
Surplus Funds from Foreclosure Sales are Yours
You are entitled to recover any surplus funds that result from the foreclosure sale of your home (CIVIL CODE SECTION 2945-2945.11). What does Surplus Funds Mean? Surplus funds arise from the difference between the sale amount of a home in a foreclosure sale and the mortgage on the house at the time of the sale. It […]
How to Dispute Errors on Your Credit Report [Infographic]
Whenever your credit score takes a hit, you have a higher risk of getting an increase in your interest rates on loans and credit cards, and in some cases, having your apartment or credit card/loan application denied. This is why it’s so important to make sure that your credit reports are free of any errors […]
Bankruptcy Advice at the Right Time
Bankruptcy Advice at the Right Time If medical bills are piling up or you have gotten in over your head with credit card debt, you may find it impossible to pay your bills. You might be wondering if bankruptcy can help you find relief from crushing debt. For many people, bankruptcy is the best option […]
Fix Your Credit Without Spending on Credit Repair Companies
No. You do not have to spend hundreds of dollars on credit repair companies to fix your credit score. Instead, you can save money by learning how to write a credit dispute letter to the credit bureaus to fix your credit report errors. You can file a lawsuit against the credit bureaus if you have […]
Wrongful Termination Lawyers Los Angeles – Sue Your Employer
Were you recently fired from your job? If so, you may be wondering “can I sue my employer for firing me?” If you were laid off or fired from job recently, it is very important to understand whether or not your employer’s reasons for firing you were illegal. In California, employment is considered “at will.” […]
How to Make Credit Reporting Agencies Fix Your Credit Report Errors
Credit reporting agencies must investigate and fix any errors on your credit report when you send in a credit dispute letter.
Failure to fix the mistakes…
When Is It Too Late to Stop a Foreclosure?
Just when is it too late to stop a foreclosure? Most people who have gotten behind on their mortgages do not want to lose their homes. Unexpected events like job loss, medical illness, and other emergencies can cause a homeowner to fall behind on payments to the bank. How To Stop Foreclosure Eventually, if you […]
Reasons to Dispute Items On Credit Report
Consumers today have many reasons to dispute items on credit report. There are many things that can negatively affect consumers’ credit report, such as: Crooked people who like to prey upon consumers’ credit information. Wrong or bad information appearing on the consumer’s credit report. Businesses or creditors that pull your credit without consumer’s authorization. Whenever […]
How to Identify Identity Theft
There are many ways that your identity can be stolen. Once the identity thief obtains your personal information, a lot of false information can appear on your credit report. Fortunately, many tools are available to consumers that will help them identify identity theft. Some of these tools are: Fraud alerts Credit freezes Below you will learn […]
Using Credit Repair Letters to Fix Your Credit Report
It’s important to keep tabs on your credit report regularly. Many people assume that their score is accurate, and therefore, does not require them to worry about their score as often, but that’s not necessarily true. Many times, a credit report includes unverifiable, inaccurate or outdated items that can be removed. But did you know […]
Can Chapter 13 Stop Foreclosure?
Medical issues, job loss, and other unexpected events can all cause a person to get behind on mortgage payments. If you are behind, you might be worried about losing your home. You may wonder “how many months behind on mortgage before foreclosure?” The lender may start foreclosure proceedings once you are three months behind on […]
Reclaim Your True FICO Score Range
Credit report errors can cause your FICO score range to rank lower than what it actually should be. This occurs more often than people realize…
California Chapter 7 Bankruptcy Means Test
If you are deep in debt or buried under a pile of medical bills, you have the option of filing for bankruptcy to eliminate your debt. The only way you can qualify for a Chapter 7 bankruptcy is by taking the California bankruptcy means test. While bankruptcy may seem like a good idea, you need […]
Disputing Errors on Credit Reports – Lawyers for Credit Report Dispute
Disputing errors on credit reports can make drastic changes to your credit score and give you the benefit of being able to get a home loan, purchase a vehicle, or qualify for a business line of credit. Commonly seen errors on a credit report are: Incorrect or incomplete personal information, such as name or address. […]
Understanding Credit Report Disputes in Los Angeles
In today’s financial landscape, your credit report plays a pivotal role in many aspects of your life. From securing a loan to renting an apartment, the information in your credit report can significantly impact your financial opportunities. For residents of Los Angeles, understanding how to navigate credit report disputes is crucial for maintaining financial health. […]
Lawyer for Foreclosure in California
In California, you can stop foreclosure by hiring an experienced lawyer for foreclosure to file a lawsuit against your lender or you can file bankruptcy. If you are looking for a solution to save your home from foreclosure, call (818) 254-8413 to talk to our experienced lawyer for foreclosure. Common Mortgage Fraud Violations In a […]
Home Foreclosure Attorney in California
If you want to save your home and stop foreclosure fast, our home foreclosure attorney can stop foreclosure immediately and save your home from wrongful foreclosure. There are two court-ordered methods to stop foreclosure: Filing bankruptcy – You can file bankruptcy when you cannot keep up with your mortgage. Filing a lawsuit – You can […]
Foreclosure Attorneys – We Help to Stop Foreclosure In Bay Area
In the state of California, according to the law, lenders must offer foreclosure alternatives to struggling homeowners, such as short sales or loan modifications. However, lenders do not typically give homeowners time to pay back their missed mortgage payments or discuss legal options that can stop foreclosure. Therefore, an experienced Bay Area foreclosure attorney can […]
Do You Need a San Jose Foreclosure Attorney?
If your home located in San Jose is about to be in a foreclosure auction, you can still save your home and stop foreclosure sale date by hiring a San Jose Foreclosure Attorney or California foreclosure attorneys. A foreclosure attorney can stop foreclosure sale within minutes. The foreclosure crisis may be over, but many homeowners […]