Understanding the California Lemon Law: A Guide for Consumers
Auto Fraud
Understanding FCRA: A Guide for Consumers
Consumer Action Law Group is now offering free legal advice to homeowners that need help stopping foreclosure” November 5th, 2014 – If you are facing foreclosure, it is absolutely critical to take action and stop foreclosure fast. Many borrowers fall into the trap of asking their lender to help them when their lender has no […]
Buying a car is a significant investment for most of us. It’s exciting, but it can also be stressful, especially when some car dealers don’t play fair. Unfortunately, some dealers use tricks, lies, and shady tactics to make a sale. They might pressure you or even break the law to get you to sign on […]
“As soon as someone is served with a notice of trustee sale, they should get in touch with us. We hold Ocwen accountable to follow the legal process. We stop the foreclosure sale immediately and..”
We handle auto fraud case on a contingency fee basis, which means no money is required from you to file the case. Call us today at 818 254 8413: the call is free and your case may be valuable!
Our Orange County real estate lawyer is here to prevent you from being taken advantage by mortgage lender. If you are looking for a foreclosure attorney…
Our real estate attorney Los Angeles is a very consumer friendly that offers many workout options suchh as deed in lieu of foreclosure, short sale, forbearance…
With the assistance of our foreclosure attorney California, fraud that lead to foreclosure is often revealed. We stop foreclosure! Call us (818) 254-8413
We help car buyers get out of bad contracts and replace or return their cars and get their money back… The automotive lawyers at our firm have years of experience in helping California consumers get money back from deceptive sales tactics and car dealership scams. We will also cancel bad contracts that take advantage of buyers. […]
Filing Bankruptcy immediately stops collections, stops any lawsuits, stops wage garnishment, and wipes out credit card debt, medical debt, and old IRS debt..
We are the best bankruptcy attorneys in San Diego with many years of crucial experience and you can trust our lawyers to successfully file your bankruptcy…
In California, when you buy a car from a dealership, the salesperson must strictly follow the law when making the sale. As the consumer, it helps to be…
Filing bankruptcy in California will stop foreclosure, get rid of annoying collection calls, and give you a fresh start with a debt-free life. There are…
Buying a car is a blood sport. In an ideal world, your car dealer would provide you with truthful information about your new car, but we do not live in an ideal world. Car dealer scams are prevalent because there are many unscrupulous car dealers who make their living by deceiving you. Scams range from […]
Very few people are aware of the fact that they can claim surplus money after foreclosure. Consumer Action Law Group is now offering their services, helping people to claim foreclosure
After an auto accident, it is absolutely critical to seek help for both medical claims and legal claims. Consumer Action Law Group is now Filing Claims for Car Accident Victims and helping anybody who has been in an accident, getting the best possible awards for those injured. California, September 15th, 2014 Consumer Action Law Group […]
By using the services of a qualified Los Angeles personal injury lawyer, you can assure to yourself that you have done all the necessary things to ensure you’re…
The Los Angeles foreclosure attorneys at Consumer Action Law Group provide hope for homeowners that are facing foreclosure. Consumer Action Law Group is…
if you decide to take matters on your own without the help of foreclosure lawyers, you have two choices to stop a foreclosure which are Deed
Do you need help claiming Surplus Funds? We can help you recover surplus funds if this happens to you: Your home was sold in foreclosure for more than what you owed the lender You had equity in your home before it was sold by the lender You received a letter from the foreclosure trustee […]
Facts/Issues Plaintiffs were in review for a loan modification when their home was foreclosed on. Plaintiffs filed their lawsuit based on Homeowners Bill of Rights Violations. Resolution LAWSUIT IS ONGOING
Facts/Issues Plaintiff spent the last five (5) years trying working with Chase in an attempt to modify her loan. During this time, Plaintiff entered into repayment plans and trial modification plans making payments to Chase. Upon completion of a trial modification, Chase informed Plaintiff they could not modify her loan because the home was foreclosed […]
Plaintiffs spent 3 years in modification review. Their lender continued to request the same documents over and over again. After 3 years of review with…
Plaintiffs submitted a modification package to be reviewed by the lender. The lender took so long to review Plaintiffs’ application that the added arrears…
Facts/Issues Plaintiff submitted a modification package to be reviewed for the Making Home Affordable Modification Program. The lender took so long to review Plaintiff’s application that the added arrears to Plaintiff’s loan balance made Plaintiff ineligible for the HAMP modification. Resolution LAWSUIT IS ONGOING
Plaintiff inherited property from his mother and obtained a loan from Indymac shortly thereafter. Plaintiff paid his property taxes directly to…
Plaintiff inherited a home from his mother and obtained a loan from Washington Mutual shortly thereafter. Plaintiff paid his property taxes directly to the…
Plaintiff is a 99 year old woman. After the passing of her husband, she received a permanent modification from her lender. Ocwen improperly escrowed her…
Plaintiff was always current on his mortgage payments. Plaintiff received letters and statements from Chase stating he had $33,000 in his escrow account…
If you find yourself thinking about filing for bankruptcy, you should call and talk to our experienced bankruptcy attorneys at Consumer Action Law Group. We can…
We provide legal help to stop foreclosure and sue mortgage lenders for wrongful foreclosure. To speak to a foreclosure attorney call 818-254-8413.
Our Chapter 13 Bankruptcy Attorney helps consumers by discussing and filing bankruptcy to eliminate debts and stop foreclosure. Our Chapter 13 Bankruptcy attorneys will help you protect your assets and properties that you want to retain from the hands of your creditors. The most important task to successfully eliminate debts is finding a reliable law […]
Since bankruptcy is a financially complex area of law, you must hire an experienced bankruptcy attorney who has experience with filing bankruptcy Chapter 7 and…
All homeowners facing foreclosures in California can now take advantage of the expert legal assistance provided by Consumer Action Law Group. The Group has…
The in-person consultation with a bankruptcy lawyer will help people learn different aspects of filing bankruptcy and its legal consequences. Moreover, the…
We are expert bankruptcy attorneys, low fees! We file bankruptcy to eliminate debts or stop home foreclosure. Call us, (818) 254-8413 M-F: 9AM-6PM
Have you been injured by a defective product? Our Attorneys help collect settlements on Product Liability Cases. Call Us Now for a Free Consultation.
Have you recently discovered that your used car has an open recall that wasn’t disclosed during the sale? This serious situation affects many car buyers across California, and it’s crucial to understand your rights under state laws and federal law. At Consumer Action Law Group, we regularly assist consumers who find themselves dealing with used […]
Were you taken advantage of by a dealership because of poor or bad credit? Did a buy here, pay here dealership give you an extremely high-interest rate on your auto loan that makes your payments much higher than they should be? There are plenty of dealers that advertise that they can “finance anyone” regardless of […]
Used cars are all sold with an odometer reading higher than zero, some wear and tear on the exterior and under the hood, and most car buyers are aware that they aren’t purchasing a brand new vehicle. The dealership doesn’t have to tell you if the car has been in a very small accident that […]
With the recent increase in housing prices, we are seeing more homeowners with equity being foreclosed than ever before. In some cases, the homeowner has $150,000 or more in equity on the mortgage at the time of foreclosure. If the property sells at the foreclosure auction to a third-party bidder for more than the balance […]
You should have an attorney review your situation before signing a second contract with the dealership. Call us, Our attorneys can guide you on what to do.
We are California Auto Attorney. We sue car dealers for deferred down payments. Call us if you want to cancel your contract with your car dealer.
Our foreclosure lawyers have been helping distressed homeowners save their homes from foreclosure for years. In many cases, we help people from the moment they miss their first mortgage payment. More often than not though, we get calls from homeowners that need to know what to do after receiving a Notice of Trustee Sale for their […]
Many people don’t know that they may be owed money from a foreclosure surplus fund after a foreclosure auction. In cases where the home sells at a foreclosure auction for more than the homeowner owes on the mortgage, the original homeowner is entitled to the difference in the two amounts. Our foreclosure attorney have seen […]
Buying a used car should be an exciting experience, not a nightmare. But what happens when that shiny “new-to-you” ride won’t even pass inspection? At Consumer Action Law Group, we’ve seen too many Californians stuck with lemons that dealers shouldn’t have sold in the first place. Let’s face it: some dealerships care more about their […]
It seems that every major mortgage lender has committed fraud against homeowners at this point. There is a lender called Ocwen Financial that just can’t seem to learn their lesson despite all of the fines and penalties they have faced. The lending giant is now being told that they have to pay out $268,000,000 to […]
Of course, a used car isn’t going to be just like new – it’s a used car. That doesn’t mean that you should expect the car to break down, or fail a smog check right after it’s purchased. Dealerships have to inspect a vehicle to make sure it is safe to drive, and they must […]
Car salesmen have the power to add all sorts of additional fees to your sales contract, effectively making the price of your car much higher than what you anticipated based on the sticker price. Many of these additional charges are legal and justified, but there are some financing “tricks,” used by dealers that could cost […]
The foreclosure process is typically long, confusing, and frustrating for homeowners. Empty promises and false hopes from your lender make it difficult to determine where you can actually turn for unbiased help in saving your home. Once communication breaks down with the lender, many homeowners turn to foreclosure mediators to help move the process along […]
Even after foreclosure, your lender can come after you for the money they lost in the transaction. If you owed more on the mortgage than the property sold for at foreclosure auction, the lender can sue you for the difference. For example, if there was a principal balance of $500,000 remaining on the loan, but […]
Dealerships know that the real profits are in the financing, and sometimes they get so greedy as to act illegally to get even more than they are due out of your pocket. Yo-Yo Financing is a tactic that dealers use with customers who don’t qualify for the financing they were originally promised. Here’s how it […]
Your lender isn’t likely to make it very clear how many missed payments it will take before they foreclose on the property. While there are minimum requirements that prevent your lender from foreclosing on your property too quickly, the timeline varies depending on a variety of factors. Many homeowners did not know how many missed […]
if you’ve signed a backdated contact with the dealership, you may want to contact an auto fraud attorney to file a lawsuit on your behalf. Our firm accepts all auto fraud cases on contingency, and can help you cancel your fraudulent deal.
In order to have your foreclosure questions adequately answered, it’s important to find someone who will take the time to understand your personal situation. Cookie-cutter responses aren’t going to cut it when your home is on the line – you need specific advice on what to do next from a legal professional who knows your […]
Buying a car is a significant investment, and unexpected fees can turn an exciting purchase into a frustrating experience. While it’s common for car dealerships to include some additional charges, not all fees are legitimate or legal. This raises an important question: Can dealerships really add fees to the final price of your car? In […]
Somehow, the banks became the “victims” of the foreclosure crisis and received massive bailouts from the Federal Government. Their pockets were re-filled despite undeniable claims of illegal foreclosures against them. While the banks have recovered, many homeowners in California still have not. Our firm is here to help homeowners receive their own type of “foreclosure […]
Foreclosure help in California can be a daunting task to do on top of other stressful events happening in your life. After helping many families that need foreclosure help in California, we understand the difficulty of stopping notice of sale on your home. After being denied the loan modification you were promised that you would […]
From Hollywood to Calabasas, Pasadena to Culver City, homeowners all over Los Angeles still need foreclosure help. Some are facing foreclosure within the next week – others are wondering if their mortgage company can legally refuse their checks and are trying to figure out what their next step should be. Something as simple as a […]
Buying a car should be exciting, but sometimes it turns into a headache. If you’ve ever felt like a car dealership didn’t keep their end of the bargain, you’re not alone. Many Californians find themselves wondering if they should sue a car dealership for breach of contract. It’s a big step, but sometimes it’s necessary […]
Buying a car should be exciting, not stressful. You find the perfect ride, agree on the terms, and sign the contract. But what if you later discover the dealer changed those terms without your knowledge? It might sound unbelievable, but this happens more often than you’d think. So, can a dealer change the contract after […]
One emergency purchase, a short stay in the hospital, or income tax filing could quickly put you thousands of dollars in the hole with no feasible option to pay off the debt. Most people will do their best to pick up extra work and make some extra income in order to pay down debt before […]
RV dealership fraud occurs when sellers deliberately mislead buyers or withhold crucial information during a sale. This can include failing to disclose accident history, misrepresenting vehicle condition, or manipulating financing terms. California law requires RV dealerships to provide written disclosure of material facts about a vehicle’s history at the time of purchase. This includes information […]
You could be stuck facing foreclosure if your loan modification is denied, even after you’ve successfully made trial payments on time and in full. Your lender is not required to modify your loan, but may accept packages for review, and even offer trial payments that provide a glimpse of hope. So, why was your loan […]
One of the scariest documents that a homeowner can receive is a notice of intent to accelerate foreclosure. While this document does notify the homeowner of the mortgage companies intentions, it does not specify when the home will actually be foreclosed on. While many people consider this notice to be simply a scare tactic, failure […]
It’s difficult to imagine how people feel when their homes are illegally foreclosed on. Despite putting up a fight to save the home, many mortgage companies simply overpower homeowners into foreclosure. There are many different violations that could qualify a foreclosure as being illegal, and our foreclosure attorneys have been able to successfully file lawsuits […]
Receiving an official Notice of Default from your lender means that they have officially started the foreclosure process. A Notice of Default, or NOD, is issued by your lender’s attorneys after 3 or more missed mortgage payments. At this stage of the foreclosure timeline, the bank will let you know how much must be paid […]
Most lenders do their best to give homeowners hope that they will be able to avoid foreclosure up until the last possible minute. Essentially, the mortgage company doesn’t want you to take legal action to stop the foreclosure, so they leave you with as little time to act as possible. This is why our firm […]
Trading in your old car for another used vehicle, or even a brand new car from the dealership shouldn’t have to be a hassle. Everyone worries about how much the dealership will offer for the trade-in, hoping that they can at least get the Kelly Blue Book value for the car. Unfortunately, many consumers are […]
Leased cars don’t get beat up quite as badly as rental vehicles do, but they still don’t receive the love and care that an actual owner would give them. For this reason, dealerships must disclose if a car was previously leased to anyone buying the vehicle. The wear and tear on a prior lease is […]
In California’s auto market, consumers sometimes encounter a significant issue: car dealers changing the advertised price of a vehicle. This practice, which can occur both online and at physical dealerships, is more than just a pricing discrepancy—it’s considered a form of financing scam. There are two common scenarios where this happens: Online advertisements showing one […]
You’ve just driven home in your newly purchased used car, feeling satisfied with your investment. The engine purrs smoothly, the paint gleams, and everything seems perfect. But a few weeks later, you notice a musty smell that won’t go away. The car’s electrical systems start acting up, and you spot water stains hidden under the […]
For those in debt, finding relief can be frustrating and add to the already surmounting stress that one deals with when in this situation. Most people don’t know where to begin when figuring out how to file for Bankruptcy in California, which is why most legal professionals would suggest hiring an attorney. When used properly, […]
Most homeowners that call our firm for foreclosure defense help want to know what we do, how we do it and most importantly, how much is our foreclosure defense attorney fees? Yes, there are attorneys fees associated with foreclosure defense help when you choose to hire our law firm to stop your home from foreclosure. […]
Buying a car should be an exciting experience, but for some consumers, it turns into a nightmare when they discover their dealership may have forged their signature on important documents. If you’ve found yourself in this unsettling situation, you’re not alone, and more importantly, you’re not without options. At Consumer Action Law Group, we’ve seen […]
It’s a scenario that we hear all the time. A consumer finds a car that is ALMOST a perfect fit for the vehicle they wanted, but some repairs had to be made before the car was really ready for purchase. It could be something as small as repairing a side mirror, or as big as […]
Falling behind on your mortgage payments causes stress, anxiety and can effect relationships with those that you share a home with. We understand that there is often much more at stake than simply losing your home to foreclosure. Many homeowners call our office looking for help to postpone their foreclosure sale date while they work […]
When shopping for a used car, you might wonder if dealerships can sell total-loss vehicles. The answer is yes but with important conditions. In California, dealerships must be transparent about a car’s history, especially if it’s been declared a total loss. A total loss vehicle is one that an insurance company deemed too expensive to […]
Mortgage companies have the right to foreclose on your home, but they must follow very specific guidelines, and timelines and issue the proper foreclosure notices in order to do so legally. The foreclosure process is typically long and winding, and most mortgage companies do little to help homeowners understand what they can expect. While the […]
Is your new car spending more time in the repair shop than on the road? You might be dealing with a “lemon,” and California’s Lemon Law could provide a solution through the buyback process. The lemon law buyback process is designed to protect consumers who’ve purchased persistently defective vehicles. If your car qualifies as a […]
Foreclosure defense can be a confusing practice area of law for many people. After getting the run-around for months from your bank, trusting anyone with the future of your house can be a scary proposition. Can a foreclosure attorney actually prevent your home from being sold at auction? In many cases, the answer is YES. […]
Foreclosures are the ugly part of the real estate cycle that almost everyone tries to avoid. Sure, some homeowners get behind and plan a strategic foreclosure that will cost them the least amount of money and keep their credit score high enough to still obtain a loan – but most try to avoid it at […]
KEY TAKEAWAYS Warranties Matter: If you buy a used car, getting a warranty can save you a ton of money if something breaks. Shady Dealerships Exist: Some dealerships will try to get out of fixing your car, even if the warranty says they should. That’s not right. Double-Check Your Paperwork: Read your warranty carefully so […]
The most effective foreclosure defense strategy is to sue the mortgage company. Lawsuits against lenders get the best results for our clientsThe most effective foreclosure defense strategy is to sue the mortgage company.
Purchasing a used vehicle from a dealership often comes with the expectation of reliability and transparency. You trust that the car has been thoroughly inspected and is in good working condition. However, many California consumers find themselves facing unexpected engine troubles shortly after their purchase, despite assurances from the dealership about the vehicle’s quality. If […]
When you purchase a used car, you expect transparency from the dealer about the vehicle’s history and condition. One crucial aspect that dealers must disclose is unibody damage. This type of damage, often resulting from major accidents, can significantly impact a car’s safety and value. At Consumer Action Law Group, we believe it’s essential for […]
The term Zombie Foreclosure refers to homes where the owners have left because they thought the property was going to sell at auction – but unbeknownst to them, did not. In most cases, the homeowner has received a notice of trustee sale with a specific date when their home is set to be sold by […]
Have you recently been denied a loan modification and are not able to continue making monthly mortgage payments at the current interest rate? We understand the frustration and stress that go along with the loan modification negotiation process when the possibility of foreclosure is looming. That’s why our foreclosure lawyers never give up and do […]
With years of experience and expertise, the attorneys from Consumer Action Law Group are often called upon as legal resources for major publications. We’ve been recognized as having some of the best, most qualified foreclosure, bankruptcy, lemon law, and auto fraud lawyers in Los Angeles, and have become a reliable source for the press. If […]
We understand how fast one bout of Financial Hardship can throw a family into the dreaded foreclosure process – putting them at risk of losing their home if they can’t “catch up” on mortgage payments. Unfortunately, most mortgage lenders make it nearly impossible for someone who has fallen behind on payments to get current again. […]
When shopping for a used car, discovering that your potential purchase has frame damage can be alarming. While a car dealer can legally sell a vehicle with frame damage, the law requires full disclosure of this information to potential buyers. Understanding your rights as a consumer and knowing how to identify frame damage can help […]
According to the housing market reports – we’ve made it through the recession. According to the housing market reports, we’ve also seen foreclosure rates slow down drastically in most states. What these reports don’t show are the homeowners in California who are still struggling to have their own personal recession lifted as well. Our law […]
Many homeowners who have fallen behind on monthly mortgage payments are facing the possibility of losing their homes, but there are often options to stop foreclosure that the public is unaware of. Here at Consumer Action Law Group, our attorney’s have been helping Californians stop foreclosure, and save their home from being sold at auction. […]
After months of construction and three moves, Consumer Action Law Group officially opened the doors of its new Eagle Rock office location in October 2013. The attorneys, staff, family members, friends, and colleagues all joined in to celebrate the firm’s growth. 2013 has been a great year for the firm. Consumer Action Law Group expanded into new […]
If you’ve recently bought a car in California that’s constantly breaking down or has persistent issues, you might be wondering about your options. Many frustrated car owners ask us if they can take legal action against a dealership for selling them a defective vehicle – essentially, a lemon. The good news is that California has […]
The banking and mortgage industry has done nothing to make it easy for consumers to understand how much they’re really paying when they sign a contract. They also seem to guard their actual process for loan modifications and the foreclosure process as if they were government secrets. Many of our clients call us because they […]
KEY TAKEAWAYS TMU mileage significantly affects used car pricing and requires careful consideration when purchasing. California law mandates dealerships to disclose TMU status; failure to do so is considered auto fraud. Protect yourself by getting a vehicle history report, independent inspection, and understanding all documents before buying a TMU vehicle. TMU mileage can impact a […]
Ever thought of what you can do if your dealership sold you a bad car? You have rights and an experienced Attorney can help!
While it rarely comes as a surprise, the notice of default is typically the first official step in the foreclosure process. A notice of default is issued by the mortgage lender after the homeowner misses three or more scheduled monthly payments. While there is still time to take action and prevent foreclosure, the bank makes […]
Southern Californians have to struggle to live in some of the most expensive places in the world. The cost of living across SoCal is among the highest in the country, and this makes it difficult for many homeowners to keep up with mortgage payments. A loss of income, stay in the hospital or other large […]
All year long, Californians have been seeing news stories stating that foreclosure rates are down substantially, but the truth is that foreclosures will always exist or at an increased rate since the US economy is doing poorly and the unemployment rate is increasing. New laws protecting homeowners, called the California Homeowner’s Bill of Rights, were […]
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